09/30/2010

2009

Refereed Journal Article
Rutherford, L. G. & DeVaney, S. A. (2009). Utilizing the theory of planned behavior to understand convenience use of credit cards. Journal of Financial Counseling and Planning, 20(2), 48-6


Abstract or Articles in Refereed Conference Proceedings
Anong, S. & DeVaney, S. A. (2009). Saving habits of American households and the economy. Consumer Interests Annual.

Hall, A. & DeVaney, S. A. (2009). Factors that influence small business startup: A survey of small business owners. Consumer Interests Annual.
Hall, A. & DeVaney, S. A. (2009). Factors that influence small business startup: A qualitative study of small business owners. Proceedings of the American Association of Family and Consumer Sciences.
Kim, H. & Kim, J. (2009). Intergenerational transfer in the immigrant family: Evidence from the New Immigrant Survey. Proceedings of the American Council on Consumer Interests Annual Conference, Milwaukee, WI.

Mauldin, T., Mimura, Y., & Wilmarth, M.J. (2009). Savings behavior among cohabiting, married and single persons. Consumer Interests Annual, 55, 117.
Yang, T. Y. & DeVaney, S. A. (2009). The effect of the availability of a car on the consumption expenses of older adults. Consumer Interests Annual.


Presentations at Professional Conferences
Chase, H. & Bowen, C. F. (2009, October) Right on the Money: Talking Dollars and Sense with Parents and Kids. The Institute for Financial Literacys Annual Conference on Financial Education, Philadelphia, PA

Kutara,K., Cheang, M., Mills Wong J., Chang R. & Kirk-Kuwaye, C. (2009, November). Peer to Peer: College Students Offer Financial Literacy Lessons. Association for Financial Counseling, Planning and Education Annual Conference. Scottsdale, AZ.

Solheim, C.A., Zuiker, V.S., & Sheldeshova, P., (2009, November). How they learned about money: Insights from college students reflections. Presented at the National Council on Family Relations Annual Conference, San Francisco, CA.


Extension Publications
Weidner, K., Bowen, C. F. , Jacobson, M., Pifer, R. ( 2009) Natural Gas Exploration: A Landowners Guide to Financial Management University Park, PA: The Pennsylvania State University.

Bowen, C.F., Douglass, M., Kuleck, R. (2009) Marcellus Education Fact Sheet: Considerations When Hiring Financial Professionals. University Park, PA: The Pennsylvania State University.

Bowen, C. F. (2009, May 16). Putting Knowledge into Action. Lancaster Farming, 54(31):B7

Bowen, C. F. (2009, April 18). Taxes: Understand the Basics. Lancaster Farming, 54(27):B7


Grants
Okech, D.O., Mauldin, T., Mimura, Y. (2009). Asset building among low-income households in Athens: The role of household characteristics and institutional factors. University of Georgia, Poverty and the Economy Faculty Research Grants Program. Funded, $25,477.

2010

Refereed Journal Article
Anong, S. T. & DeVaney, S. A. (2010). Determinants of adequate emergency funds including the effects of seeking professional advice and industry affiliation. Family & Consumer Sciences Research Journal 38(4) 405-419. DOI:10.1111/j.1552-3934.2010.00035x

Anong, S. T. & DeVaney, S. A. (2010). Determinants of adequate emergency funds including the effects of seeking professional advice and industry affiliation. Family & Consumer Sciences Research Journal 38(4) 405-419. DOI:10.1111/j.1552-3934.2010.00035x
Baek, E. & DeVaney, S. A. (2010). How do families manage their economic hardship? Family Relations 59(October): 358-368 DOI:10.1111/j.1741-3729.2010.00608.x
Baek, E. & DeVaney, S. A. (2010). How do families manage their economic hardship? Family Relations 59(October): 358-368 DOI:10.1111/j.1741-3729.2010.00608.x
Loibl, C. and Robert L. S. 2010. Examining the effect of expressing a quantitative goal on consumer savings. Journal of Consumer Affairs. Vol. 44, no. 1: 127-154.

Loibl, C. 2010. A look inside: Teacher information search for personal finance instruction. International Journal of Consumer Studies. Vol. 34, no. 3: 287-297.

Loibl, C., Grinstein-Weiss, M., Zhan, M. & Red Bird, B. (2010).More than a penny saved: Long-term changes in behavior among savings program participants. Journal of Consumer Affairs. Vol. 44, no. 1: 98-126. http://dx.doi.org/10.1111/j.1745-6606.2010.01159.x.

Solheim, C.A., & Yang, P.N.D. (2010). Understanding generational differences in financial literacy in Hmong immigrant families. Family and Consumer Sciences Research Journal.

Worthy, S. L., Jonkman, J. N., & Blinn-Pike, L. (2010). Sensation-seeking, risk-taking, and problematic financial behaviors of college students, Journal of Family and Economic Issues, 31(2), 161-170.


Articles or Abstracts in Refereed Conference Proceedings
Anong, S. T. & DeVaney, S. A. & Gorham, E. (2010). Who cannot afford health insurance? Consumer Interests Annual, 56.

Gutter, M., Mauldin, T., Mimura, Y., & Moorman, D. (2010). The complex nature of savings: Psychological and economic factors: Multistate research project. In C. Robb (Ed.), Eastern Family Economics and Resource Management Association 2010 Conference Program and Proceedings. [CD-ROM].

Kim, J. & Kim, H. (2010). Asset ownership of recently lawful immigrants. Consumer Interests Annual, 56.

Loibl, C., David K., and Sara D. (2010, April). Habit and regular saving: An intertemporal analysis [Abstract]. Consumer Interests Annual. Vol. 56. Atlanta, Georgia: American Council on Consumer Interests. http://www.consumerinterests.org/publications/consumerinterestannual.html.

Lown, J. M. (2010). A profile of Financial Planning for Women participants: Implications for education and advising. Proceedings of the Academy of Financial Services.

Lown, J. M., & Allred, S. L. (2010). Three strategies to motivate people to invest for retirement. Proceedings of the Academy of Financial Services.

Mauldin, T., Mimura, Y., DeVaney, S.A., Moorman, D., & Gittens, C. (2010). The impact of the current economic environment on motivation to save: Differences by three age groups. Consumer Interests Annual, 56.

Mimura, Y., & Mauldin, T. (2010). Optimism, economic outlook, and financial savings among women in Japan. Consumer Interests Annual, 56.

Robb, D. K., & Lown, J. M. (2010). Attitudes toward immediate annuities. Proceedings of the Academy of Financial Services.

Rowley, M., Lown, J. M., Piercy, K., & Hartman, C. (2010). Motivating women to adopt positive financial behaviors. Proceedings of the Association for Financial Counseling and Planning Education.


Presentations at Professional Conferences
Bowen, C. F. & Chase, H. (2010, June) Right on the Money: Talking Dollars and Sense with Parents and Kids. The American Association of Family and Consumer Sciences, Cleveland, OH.

Cheang, M. (2010, March). Disconnect between parents attitudes about children saving for the future and actual savings incidence: Kids Savings Project in five public elementary schools. Eastern Family Economics and Resource Management Association Conference. Chattanooga, TN.

Solheim, C.A., Olson, P.D., Alba Meraz, A., Burk, G., & Rojas Garcia, G. (2010, June). Collaborating with stakeholders to protect vulnerable immigrant populations. Presented at the Ethics and Politics of Research with Immigrant Populations Conference, Minneapolis, MN.


Extension Publications
Fact Sheets
Gorham, E. & Pankow, D., (June 2010) ExEx14018: Consequences of Living on the Credit Card.

Gorham, E. & ONeill, B. (2010) ExEx14019: The Aftermath of the CARD Act of 2009: Expect Changes in Your Credit Card Contract.



News Articles
Bowen, C. F. (Fall/Winter 2010). Plugging Leaks in Your Financial Boat. NOW, p. 6 Harrisburg, PA.

Bowen, C. F. (Summer/Spring 2009). Financial Strategies to Weather Any Storm. NOW, p. 6 Harrisburg, PA.
Gorham, E. (August, 2010) Homeowners can get tax credits from home improvements. South Dakota State University Communications.

Gorham, E. (March, 2010) Extension specialist stresses the importance of household emergency funds. South Dakota State University Communications.

Gorham, E. (March, 2010) Extension specialist reminds South Dakotans about the America Saves campaign. South Dakota State University Communications.

Gorham, E. (February, 2010) Extension specialist reminds taxpayers to consider Earned Income Tax Credit. South Dakota State University Communications.

Gorham, E. (March, 2010) Extension specialist reminds South Dakotans about the America Saves campaign. South Dakota State University Communications.

Gorham, E. (April, 2010) South Dakota Saves can help families and individuals meet money-saving goals. South Dakota State University Communications.


Grants
Kim, J. (2010). Workplace Financial Education for University of Maryland College Park faculty and staff. Investment Company Institute Education Foundation. $19,250

Gessner, H. & Gorham, E. Updating estate planning fact sheets, South Dakota State University Extension Issue-Based Team Grants, July 2010, $5000

Cho, S. & Gorham, E. Role of Psychological Factors in Saving: Regulatory Focus Approach, March 2010, $5000



10/07/2011

As noted in the accomplishments section, the following manuscripts are in the review process for the Family and Consumer Sciences Research Journal.

Psychometric Properties of Scales in the NC1172 Complex Nature of Saving Data Set. C. Hayhoe and M. E. Gutter
Gender Differences in Retirement. P. Fisher, C. Hayhoe, J. Lown
The Role of Money Attitudes on Savings Behavior. C. Hayhoe, S. Cho, S. Worthy, J. Kim, and L. Gorham.

The following manuscripts are in progress and should be submitted to the Family and Consumer Sciences Research Journal.

The Role of Self-Efficacy in Savings Behavior. J. Lown, J. Kim, and M. Gutter
Financial Risk Tolerance and Savings Behavior. D. Evans, J. Lown, S. Cho, and M. Gutter
Structural Equation Model and Use of Savings Instruments. NC-1172 Team Members
Effect of Socialization of Financial Management Behavior. S. Cho, M. Gutter, J. Kim, and T. Mauldin.
Home Ownership as a Savings Tool in Low to Moderate Income Households. C. Solheim, M. Gutter, Liz Gorham, and C. Bowen

Manuscripts in Progress for Other Journals (not FCSRJ)

The Role of Human Capital, Financial Knowledge, and Social Capital Among Low- to Moderate-Income Households. V. Bhargava and T. Mauldin.
A Conceptual Model of Facilitators and Barriers to Savings Among Low- to Moderate-Income Households. T. Mauldin, M. Cheang, C. Bowen.

09/18/2012

Gutter, M. S., Hayhoe, C. R., DeVaney, S. A., Kim, J., Bowen, C. F., Cheang, M., Cho, S. H., Evans, D. A., Gorham, E., Lown, J., Mauldin, T., Solheim, C., Worthy, S. L., and Dorman, R. (2012). Exploring the Relationship of Economic, Sociological, and Psychological Factors to the Savings Behavior of Low to Moderate-Income Households. Family & Consumer Sciences Research Journal, 41(1), 86-102.

Hayhoe, C. R., Cho, S. H., DeVaney, S. A., Worthy, S. L., Kim, J., and Gorham, E. (2012). How Do Distrust and Anxiety Affect Savings Behavior? Family & Consumer Sciences Research Journal, 41(1), 69-85.

Cho, S. H., Gutter, M. S., Kim, J. and Mauldin, T. (2012). The Effect of Socialization and Information Sources on Financial Management Behavior. Family & Consumer Sciences Research Journal, 40(4), 417-430.

Hayhoe, C. R., and Gutter, M. S. Reliability of Scales in the NC 1172 Complex Nature of Saving Data Set. (2012). Family & Consumer Sciences Research Journal, 40(3), 284-294.

Kim, H., DeVaney, S. A., Jinhee Kim, J. Which Low and Moderate Income Families Purchase Life Insurance? (2012). Family & Consumer Sciences Research Journal, 40(3), 295-312.

Mauldin, T., Cheang, M., & Bowen, C. F. (2012). Barriers to savings among low- to moderate-income households who do not save regularly: Differences among those who think they can save and those who think they cannot save. Paper presented at the 2012 Eastern Family Economics and Resource Management Association Conference, Charlotte, NC, Feb. 29-Mar. 2.

Mauldin, T., & Bhargava, V. (2012). Human capital, financial knowledge, and social capital: Differences among savers and non-savers in low to moderate income households [Abstract]. In Kabaci, M.J. (Ed.), Consumer Interests Annual: The Proceedings of the 58th Annual Conference of American Council on Consumer Interests. Memphis, TN. Available from: www.consumerinterests.org/pdffiles/CIA_2012.pdf)

Soo Hyun Cho (2012) The effect of regulatory focus on financial management behavior: data from South Dakota employees. Annual Conference for Korean Society for Consumer Studies, May 12, Seoul, Korea

Soo Hyun Cho (2012). The effect of socialization on savings behavior among South Dakota employees. Annual Conference for Korean Family Resource Management Association, June 2, Seoul, Korea

11/05/2013

Mauldin, T., Bowen, C. F., & Cheang, M. (2013). Barriers to savings among low- to moderate-income households that do not save regularly. Journal of Extension, 51(5).

06/30/2014